Why You Need The HMA To Maximize Your Health Insurance There are numerous and sometimes very hard to understand additional, out-of-pocket, costs associated with your health insurance that you will be forced to pay aside from your monthly premiums. These include not only paying for your deductibles but also coinsurance, copays and annual, out-of-pocket maximums associated with your plan.

The Health Matching Account (HMA) is the best, medical savings account option for you to turn to in order to lower all of these out-of-pocket obligations because of its significant, account crediting guarantees and features that will credit your account up to $2 or more for every $1 that you contribute into your account.