Dental Policies

The research is clear….sound oral health typically means a sound physical condition. A healthy mouth likely means all is well with your overall health.

Dental, Vision and Hearing Insurance
Regular dentist visits can do more than keep your smile attractive – they are critical to your overall health.  Like many areas of the body, your mouth is teeming with bacteria – most of them harmless.  Under normal circumstances the body’s natural defenses and good oral health care, such as daily brushing and flossing, can keep these bacteria under control.  However, without proper oral hygiene, bacteria can reach levels that might lead to oral infections, such as tooth decay and gum (periodontal) disease.
Gum disease and health complications go hand in hand.  According to the Academy of General Dentistry, there is a relationship between gum (periodontal) disease and health complications such as stroke and heart disease.  Women with gum (periodontal) disease also show higher incidences of pre-term, low birth-weight babies. 

​In addition, research shows that more than 90% of all systemic diseases (diseases involving many organs or the whole body) have oral manifestations, including swollen gums, mouth ulcers, dry mouth and excessive gum problems, a further indication that regular dentist visits are critical to your overall health.
How We Can Help
 Our Dental, Vision, and Hearing plan is a step in the right direction to good oral health.  
Highlights include:
  • No network affiliation so policyholders can choose any dentist;
  • Issue ages from age 3 to 85;
  • Yearly policy benefit amounts of either $1,000 or $1,500;
  • There are no health questions and the policy is guaranteed to issue; and
  • There is no waiting period for Preventive Services, including semi-annual exams (important for maintaining sound oral health), cleanings, fillings, and X-rays
For more information
Click Here